{"id":7264,"date":"2018-01-23T19:35:09","date_gmt":"2018-01-23T19:35:09","guid":{"rendered":"https:\/\/emplavi.com.br\/?p=7264"},"modified":"2018-01-23T19:35:09","modified_gmt":"2018-01-23T19:35:09","slug":"comprar-um-imovel","status":"publish","type":"post","link":"https:\/\/emplavi.com.br\/en\/blog\/comprar-um-imovel\/","title":{"rendered":"Buying a property: 4 tips for making a good deal!"},"content":{"rendered":"

Buying your own property is one of the most important achievements for any person or family. We know that this journey requires planning, organization and patience. In order to help you make this important decision a success, we have compiled four tips to guide you through this process.<\/span><\/p>\n

4 Steps to Buying a Property<\/b><\/h2>\n

Follow the most relevant news about the real estate market and the main scenarios outlined by experts in the economy in general<\/b><\/h2>\n

Whenever you are buying a property, evaluate the most relevant information about the real estate market at that time. Always be aware of opportunities that may arise due to these variations. There are some indexes that can help you understand how the market behaves. <\/span><\/p>\n

Some of the key indices to keep an eye on are<\/span><\/p>\n

    \n
  • INCC (National Civil Construction Index)<\/span><\/li>\n
  • IGP-M \u2013 General Market Price Index<\/span><\/li>\n
  • FIPEZAP<\/a><\/strong> (index calculated by the Economic Research Institute Foundation; <\/span>Updated on 19\/01\/2018)<\/span><\/li>\n
  • ICC (Consumer Confidence Index, calculated by FGV through the Brazilian Institute of Economics)<\/span><\/li>\n
  • Interest rate <\/span>SELIC<\/a><\/strong> (Special Settlement and Custody System).<\/span><\/li>\n<\/ul>\n

    Taking a brief look at the current indexes, we can see that the SELIC rate (basic interest rate) began 2017 above 13%, reaching 7% at the end of 2017 and with forecasts of reaching the end of 2018 below the current level. At the end of 2017, the Consumer Confidence Index (ICC) reached its highest value since January 2015. <\/span><\/p>\n

    Along with this, the performance of savings accounts in Brazil also increased in the second half of 2017. In December 2017, savings accounts had <\/span>record monthly collection<\/a><\/strong> with a net inflow of 17 billion after 2 years of withdrawals. This is great news for those looking to finance a property, as savings are the main source of funds for real estate financing in Brazil. <\/span><\/p>\n

    The data indicate an economic recovery in 2018 and, consequently, a heating up of the real estate market that is already being positively impacted by the increase in demand for properties since the <\/span>second half of 2017<\/span>, motivated by the fall in interest rates and the increase in the supply of real estate credit.<\/span><\/p>\n

    Ricardo Amorim, economist, speaker and columnist (for Isto\u00c9) brings his perspectives on the current market situation.<\/span><\/p>\n